Statutory Accident Benefits Claims FAQ

What types of injury classifications exist under the statutory accident benefits schedule?

There are three different classifications of injury under the statutory accident benefits schedule. The first classification includes minor injuries such as sprains, cuts, and bruises. The second classification, non-catastrophic impairment, indicates that your injury is more severe than a minor injury but is not as severe as a catastrophic impairment. The most severe classification of injuries is the catastrophic injuries. These injuries may include paralysis, loss of an arm or leg, loss of vision in both eyes or a serious brain injury.

What benefits are available to those whose injuries are classified as minor?

According to the statutory accident benefits schedule, those with minor injuries may be eligible for income replacement benefits of up to $400 per week unless optional benefits were purchased. They may also be eligible for up to $3,500 in medical and rehabilitation benefits. There may have been injuries sustained that have not been considered by the insurance company but which cannot be classified as minor. Working with a qualified lawyer can help ensure that the injured party will get the most complete compensation possible.

What benefits are available to those whose injuries are classified as non-catastrophic?

According to the statutory accident benefits schedule those with non-catastrophic injuries may be eligible for as much as $400 each week in income replacement benefits unless optional benefits were purchased. They may also be eligible for up to $50,000 to cover the cost of medical and rehabilitation expenses. Those suffering injuries deemed as non-catastrophic may also be eligible for attendant care benefits.

What benefits are available to those whose injuries are classified as catastrophic?

Those whose injuries are considered catastrophic may be eligible for up to $400 each week in income replacement benefits unless optional benefits were purchased. They may be awarded up to a maximum of $1,000,000 to cover the cost of medical and rehabilitation expenses. They may be eligible to receive additional compensation including benefits for attendant care, transportation costs, housekeeping and home maintenance.

A word from our clients

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"I am a former client of Mr. Sean Mackintosh at Harrison Pensa law firm. I highly recommend Mr. Mackintosh and his diligent team. They are attentive" Read More

January 8, 2016

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